Can I convert my group health policy into an individual one?

Some insurers allow conversion, but benefits may differ. A separate personal policy is more dependable.

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India has 120+ health insurance plan variants.
Using our AI-driven scoring model, we shortlist 13 best-in-class plans across 6 trusted insurers — so you choose better, faster.

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A Pure-Play Health Insurance Specialist
We are a mono-line health insurance distributor — India’s first of its kind.
Health insurance is not a category for us; it’s our only focus.

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Technology-First Approach
From plan evaluation to policy management and claims tracking, our tech-led processes bring transparency, accuracy, and speed to every step.

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Claims Kavach — Support When It Matters Most
Claims Kavach is our dedicated claims assistance service, available only to Staywell customers, ensuring you’re supported from hospitalization to settlement.

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What Our Customers Say About Us

Sanjay Kumar

Marketing Manager

Excellent service! The team provided clear guidance, personalized policy recommendations, and seamless support throughout the process. They made choosing the right health insurance stress-free. Highly recommend!

Geeta Patil

Business Analyst

Highly professional and knowledgeable! They explained all the options in detail, helped me pick the best plan, and supported me during the claim process. Fantastic experience!

FAQ

FAQ's

Frequently Asked Questions

Choose higher deductibles, stay healthy, opt for a family floater, and use No Claim Bonus benefits.

Cosmetic surgery, dental care (unless accident-related), self-inflicted injuries, drug abuse, and alternative treatments.

Yes, you can claim from multiple policies, starting with one and using another if needed.

Yes, but with a waiting period of 9 months to 4 years, depending on the policy.

A reward for no claims, given as a sum insured increase or a renewal premium discount.

The insurer pays directly to a network hospital. You only pay non-covered expenses.

The time before certain treatments are covered. Usually 30 days for new policies, 2-4 years for pre-existing diseases.

Any illness you had before buying the policy. Covered after a waiting period of 2-4 years.

Individual, family floater, group, senior citizen, critical illness, and top-up plans.

Health insurance is a financial product that covers medical expenses for hospitalization, surgeries, and treatments based on the policy’s sum insured and coverage.

Yes, 100% free with no obligation to buy.

No, data is kept private and secure.

Yes, we can help evaluate it for free.

Cashless claims are typically settled during discharge. Reimbursement claims may take 3–4 weeks after document submission.

Non-disclosure can lead to claim rejection or policy cancellation. Full and honest disclosure is critical at the time of purchase.

At Staywell.Health, we focus on long-term suitability(right product match) and claims support(Claims Kavach), not just policy sales.

Staywell Claims Kavach is structured claims-support promise offering timely guidance and escalation assistance to customers of Staywell.Health.

Yes. Every customer of Staywell.Health gets access to the Staywell Claims Kavach which helps to guide you through documentation, insurer coordination, and escalation if needed We step in to assess, es

Health Insurance Premiums qualify for tax deductions under Section 80D up to specified limits.

No. Earned waiting periods are carried forward.

Policy details, hospital bills, discharge summary, prescriptions, and diagnostic reports.

Non-disclosure, waiting periods, exclusions, incorrect documents, or exceeding limits.

Yes. Employer coverage is temporary and often limited. A personal policy ensures continuity.

Every customer of Staywell.Health gets access to the Staywell Claims Kavach which helps to guide you through documentation, insurer coordination, and escalation if needed.

At Staywell.Health, we believe that your Health Insurance should pay when you really need it! Staywell's mission is to ensure that every Indian has the right health insurance cover.

Disclaimer: Standard Terms and Conditions Apply. Insurance is a subject matter of solicitation. Please read sales brochure carefully before closing a sale.
Staywell.Health is a brand name under Nanesh Insurance Brokers Pvt. Ltd. (CIN: U66220MH2024PTC425219), IRDAI Licensed Broker, License Number -1071, Category: Direct (Life & General Insurance), Valid from 13/06/2025 to 12/06/2028.
Registered Office - 2nd Floor, Flat No.6, 68, Hemprabha, Marine Drive, Marine Lines, Mumbai - 400 020 (Maharashtra),
Corporate Office - Samadhan Building, 202, B-wing, S.V Road, Near Ram Mandir Signal, Goregaon-West, Mumbai - 400104,
Contact Email ID: connect@staywell.health
Contact Number: (+91) 9819707600,
ARN Number N/2025/001

Your Family’s Health Security Starts at Just ₹69/Day Zero GST • Tax Benefits • Cashless Hospital Network • Claim Support Included

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Why Choose Us?

What Our Customers Say About Us

Sanjay Kumar

Geeta Patil

Frequently Asked Questions

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Your Family’s Health Security Starts at Just ₹69/Day Zero GST • Tax Benefits • Cashless Hospital Network • Claim Support Included

Enter OTP

Do you currently have a health insurance policy?

Who are you looking to protect with this health plan?

Hi 👋Book your appointment with our advisor

Why Choose Us?

What Our Customers Say About Us

Sanjay Kumar

Geeta Patil

Frequently Asked Questions

1. How to lower health insurance premiums?

2. What are common policy exclusions?

3. Can I have multiple health policies?

4. Does health insurance cover maternity?

5. What is No Claim Bonus (NCB)?

6. What is a cashless claim?

7. What is the waiting period?

8. What is a pre-existing disease?

9. What are the types of health insurance?

10. What is health insurance?

11. Is the consultation free?

12. Will you share my contact details?

13. Can you review my existing policy?

14. How long does health insurance claim settlement usually take?

15. What happens if I forget to disclose a medical condition?

16. How is Staywell.Health different from traditional insurance brokers?

17. What is the Staywell Claims Kavach?

18. Do you help even if my insurer delays or partially rejects a claim?

19. What tax benefits do I get under Section 80D?

20. Will I lose my waiting period benefits if I port my policy?

21. What documents are required for a health insurance claim?

22. What are the common reasons for health insurance claim rejection?

23. My work pays for my medical care. Do I still need my own policy?

24. How staywell help during claims

1. How long does health insurance claim settlement usually take?

2. Test FAQ One

1. Can I convert my group health policy into an individual one?

2. Do you help , if my insureer delays or partially rejects a claim

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