Genetic Disorder

What are Genetic Disorders?

Genetic disorders are medical conditions caused by abnormalities in regular DNA sequencing. They occur when a mutation (or harmful change) affects the genes of a person or if someone has the wrong amount of gene material. Genetic disorders can occur due to a mutation in single or multiple genes, damage to chromosomes, or a combination of gene mutation and environmental factors.
Some genetic disorders are caused by gene mutations inherited from parents and are present at birth. Such disorders can also be referred to as congenital diseases. On the other hand, people also acquire gene mutations during their lives, leading to genetic disorders. However, not all congenital diseases are genetic.

Benefits of Buying Health Insurance for Genetic Disorders in India

Here are the key benefits of buying health insurance for genetic disorders in India:

1. High Incidence of Genetic Disorders in India

   Genetic disorders have a very high prevalence in India. As per the Foundation of Research on Rare Diseases and Disorders, more than 7 crore people in India are affected by rare genetic disorders. Besides, chain smokers and people with excessive UV exposure, chemical exposure and radiation exposure can lead to a genetic disorder in their child. Given its high incidence, it is only prudent to buy a mediclaim insurance policy that safeguards against any potential medical expenditures resulting from a genetic disorder.